At Liberty Financials, we are committed to providing you with a customised loan to fit your financial goals. We offer loans from $2,000 to $45,000 for 36 or 60 months.

Loan interest rates are set by Our Partner Banks and based on the following conditions:

  • FICO Score
  • Monthly Income
  • DTI Ratio
  • Home Ownership
  • Number of credit inquiries
  • Loan Term

Annual Percentage Rates (“APR”) of our loan offers range from a minimum of 9.116% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount). APR is the cost of credit as a yearly rate. (The APR range allowed in the state where you live may vary.)

Fee Schedule

Name and Description Amount Frequency
Origination Fee – This is a one-time, non-refundable fee that you will be charged when your Loan is fully funded. This fee is deducted directly from your Loan proceeds. Up to 9% of Loan Amount This is a one-time fee at funding.
Late Payment Fee – This fee is assessed if you fail to make any monthly payment within 10 calendar days of its due date (any payment made after 2 p.m. Eastern Time is deemed made on the next business day). $15.00 Per occurrence
ACH Return Fee/Returned Check Fee – This fee is assessed if automated clearing house (“ACH”) transfer or checks are rejected or returned (including non-sufficient). $15.00 Per occurrence

Need loan financing for your business or personal use?